Stamp Duty Calculator — NSW
Calculate transfer duty (stamp duty) on property purchases in New South Wales.
NSW FHB exemption applies to homes up to $800,000 (full) or $1,000,000 (partial)
Foreign buyers pay an additional 8% surcharge
How It Works
The calculator applies the NSW Revenue transfer duty rates to your property value using the sliding scale. For first home buyers, it checks eligibility for the full exemption (up to $800,000) or concession ($800,001-$1,000,000). Foreign buyer surcharge of 8% is added if applicable. The result shows total duty payable and the effective rate as a percentage of property value.
Frequently Asked Questions
What are the NSW stamp duty rates?
NSW stamp duty is charged on a sliding scale: $1.25 per $100 up to $17,000, then $1.50 per $100 to $36,000, $1.75 per $100 to $97,000, $3.50 per $100 to $364,000, $4.50 per $100 to $1,214,000, then 5.50% on the value above $1,214,000. Premium duty of 7% applies above $3,394,000.
What is the NSW first home buyer stamp duty exemption?
First home buyers in NSW pay no stamp duty on homes valued up to $800,000 (existing) or $350,000 (vacant land). A concessional rate applies for homes $800,001-$1,000,000 and land $350,001-$450,000. The property must be your principal place of residence.
What is the NSW First Home Buyer Choice?
NSW introduced a choice between paying upfront stamp duty or an annual property tax. Under the annual tax option, you pay a smaller annual amount based on land value instead of a large upfront duty. This is available for properties up to $1.5 million for eligible first home buyers.
Do foreign buyers pay extra stamp duty in NSW?
Yes. Foreign purchasers (non-Australian citizens/permanent residents) pay an additional surcharge of 8% of the property value on top of the standard transfer duty in NSW.
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