📊 Advanced Finance Calculators

Compound interest, capital gains tax, Division 7A, FBT, loan comparison, and offset account calculators.

Compound Interest Calculator

Calculate compound interest with regular contributions, showing growth over time with different compounding frequencies.

Credit Card Payoff Calculator

Calculate how long to pay off your credit card and how much interest you will pay, with optional extra payments.

Home Loan Affordability Calculator

Estimate the maximum property price and loan you can afford based on your income, expenses, and deposit.

Energy Bill Estimator

Estimate your quarterly electricity bill based on your state, household size, and appliance usage.

Capital Gains Tax Calculator

Calculate Australian capital gains tax including the 50% CGT discount for assets held over 12 months.

Division 7A Loan Calculator

Calculate the minimum yearly repayment on a Division 7A loan from your company at the ATO benchmark rate.

FBT Car Calculator

Calculate Fringe Benefits Tax on a company car using the statutory formula or operating cost method.

Simple Interest Calculator

Calculate simple interest on a principal amount over a set period — no compounding.

Loan Comparison Calculator

Compare up to three loans side-by-side on repayments, total interest, and total cost.

Offset Account Savings Calculator

Calculate how much interest and time an offset account saves on your home loan.

Refinance Savings Calculator

Compare your current home loan to a new one and calculate monthly savings, break-even, and total savings.

Do I Need to Lodge a Tax Return?

Answer whether you need to lodge an Australian tax return based on your income, sources, and circumstances.